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Copyright © 1997-2000, First Defiance Financial Corp. All Rights Reserved.

Certain of the statements set forth in this web site reflect management's current expectations regarding the future and are to be considered forward-looking statements. Please be assured that the information on the site is accurate and fairly represents the company given everything we know today. However, such statements are subject to certain risks and uncertainties that could cause actual results to differ materially from those discussed in these forward-looking statements. Investors are encouraged to read the company's report on forms 10-Q and 10-K, particularly those sections identified as risk factors. Thank you.