Skip to Main Content Skip to Sitemap

Deposit Loan Composition

Financial Highlights
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
Loan Composition (%)
Total Gross Loans($000) 2,795,572 2,546,652 2,359,148 1,950,094 1,807,740
Gross Loans HFI Growth 9.35 8.15 21.04 7.67 9.44
1-4 Family Loans/ Loans 11.69 12.70 11.70 10.70 11.39
Multifamily Loans/ Loans NA 10.96 10.56 10.15 9.30
Commercial Real Estate Loans/ Loans NA 44.35 42.03 43.47 43.33
Commercial & Multifamily Real Estate Loans/ Loans 54.22 55.31 52.59 53.62 52.63
Real Estate Loans/ Loans 65.91 68.01 64.29 64.32 64.02
Construction & Development Loans/ Loans 10.99 10.46 11.30 9.42 9.09
Home Equity Loans/ Loans 4.42 5.05 5.77 6.10 6.49
Credit Card Loans/ Loans 0 0 0 0 0
Vehicle Loans/ Loans 0.42 0.41 0.36 0.26 0.30
Other Consumer Loans/ Loans 0.94 0.95 0.88 0.60 0.60
Consumer Loans/ Loans 5.78 6.40 7.01 6.96 7.39
Commercial Loans/ Loans 20.81 20.06 22.40 24.17 23.27
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 0 0 0 0 0
Unearned Income and Other Adjustments/ Loans (3.50) (4.94) (5.01) (4.88) (3.77)
Deposit Composition (%)
Total Deposits($000) 2,870,325 2,620,882 2,437,656 1,981,628 1,836,137
Deposit Growth 9.52 7.52 23.01 7.92 4.28
Transaction Acct Deps/Tot Deps 44.36 45.94 46.35 45.87 40.97
Savings Acct Deps/Tot Deposits 10.56 11.17 12.39 12.28 11.96
Money Mkt Deps/Tot Deposits 19.34 16.93 18.34 19.95 23.73
MMDA & Savings/Total Deposits 29.90 28.10 30.73 32.23 35.69
Retail Time Deps/Tot Deposits 13.91 14.44 13.51 13.44 15.18
Jumbo Time Deposits/ Deposits 11.83 11.52 9.41 8.46 8.16
Tot Time Deposits/Tot Deposits 25.74 25.96 22.92 21.90 23.34
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 74.26 74.04 77.08 78.10 76.66
Core Deposits/Total Deposits 88.17 88.48 90.59 91.54 91.84
Noninterest-bearing Deposits/ Deposits 21.96 23.17 23.44 24.61 22.91
Interest-bearing Deposits/ Deposits 78.04 76.83 76.56 75.39 77.09
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.