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Deposit Loan Composition

Financial Highlights
2019 FQ3 YTD
9/30/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
Loan Composition (%)
Total Gross Loans($000) 2,688,209 2,546,652 2,359,148 1,950,094 1,807,740
Gross Loans HFI Growth 6.58 8.15 21.04 7.67 9.44
1-4 Family Loans/ Loans 12.40 12.70 11.70 10.70 11.39
Multifamily Loans/ Loans 10.35 10.96 10.56 10.15 9.30
Commercial Real Estate Loans/ Loans 43.33 44.35 42.03 43.47 43.33
Commercial & Multifamily Real Estate Loans/ Loans 53.69 55.31 52.59 53.62 52.63
Real Estate Loans/ Loans 66.08 68.01 64.29 64.32 64.02
Construction & Development Loans/ Loans 11.56 10.46 11.30 9.42 9.09
Home Equity Loans/ Loans 4.65 5.05 5.77 6.10 6.49
Credit Card Loans/ Loans 0 0 0 0 0
Vehicle Loans/ Loans NA 0.41 0.36 0.26 0.30
Other Consumer Loans/ Loans 1.37 0.95 0.88 0.60 0.60
Consumer Loans/ Loans 6.02 6.40 7.01 6.96 7.39
Commercial Loans/ Loans 20.18 20.06 22.40 24.17 23.27
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 0 0 0 0 0
Unearned Income and Other Adjustments/ Loans (3.84) (4.94) (5.01) (4.88) (3.77)
Deposit Composition (%)
Total Deposits($000) 2,760,615 2,620,882 2,437,656 1,981,628 1,836,137
Deposit Growth 7.11 7.52 23.01 7.92 4.28
Transaction Acct Deps/Tot Deps NA 45.94 46.35 45.87 40.97
Savings Acct Deps/Tot Deposits 10.67 11.17 12.39 12.28 11.96
Money Mkt Deps/Tot Deposits NA 16.93 18.34 19.95 23.73
MMDA & Savings/Total Deposits NA 28.10 30.73 32.23 35.69
Retail Time Deps/Tot Deposits NA 14.44 13.51 13.44 15.18
Jumbo Time Deposits/ Deposits NA 11.52 9.41 8.46 8.16
Tot Time Deposits/Tot Deposits 26.72 25.96 22.92 21.90 23.34
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 73.28 74.04 77.08 78.10 76.66
Core Deposits/Total Deposits NA 88.48 90.59 91.54 91.84
Noninterest-bearing Deposits/ Deposits 21.88 23.17 23.44 24.61 22.91
Interest-bearing Deposits/ Deposits 78.12 76.83 76.56 75.39 77.09
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.