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Deposit Loan Composition

Financial Highlights
3/31/2017
3/31/2018
6/30/2018
12/31/2018
Loan Composition (%)
Total Gross Loans($000) 2,245,961 2,369,596 2,400,766 2,546,652
Gross Loans HFI Growth 61.33 1.64 4.58 8.15
1-4 Family Loans/ Loans 12.37 11.68 12.89 12.70
Multifamily Loans/ Loans 9.45 11.48 10.79 10.96
Commercial Real Estate Loans/ Loans 43.86 42.88 43.02 44.35
Commercial & Multifamily Real Estate Loans/ Loans 53.32 54.36 53.82 55.31
Real Estate Loans/ Loans 65.68 66.05 66.71 68.01
Construction & Development Loans/ Loans 8.92 10.68 11.90 10.46
Home Equity Loans/ Loans 5.94 5.66 5.44 5.05
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 0.41 0.34 0.35 0.41
Other Consumer Loans/ Loans 0.83 0.85 0.90 0.95
Consumer Loans/ Loans 7.18 6.85 6.69 6.40
Commercial Loans/ Loans 22.54 21.22 20.51 20.06
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans (4.32) (4.80) (5.81) (4.94)
Deposit Composition (%)
Total Deposits($000) 2,373,789 2,491,801 2,489,128 2,620,882
Deposit Growth 79.16 8.88 (0.43) 7.52
Transaction Acct Deps/Tot Deps 47.16 46.91 45.20 45.94
Savings Acct Deps/Tot Deposits 12.15 12.30 11.97 11.17
Money Mkt Deps/Tot Deposits 18.28 17.55 17.86 16.93
MMDA & Savings/Total Deposits 30.43 29.85 29.83 28.10
Retail Time Deps/Tot Deposits 13.30 13.37 14.21 14.44
Jumbo Time Deposits/ Deposits 9.11 9.88 10.76 11.52
Tot Time Deposits/Tot Deposits 22.41 23.24 24.98 25.96
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 77.59 76.76 75.02 74.04
Core Deposits/Total Deposits 90.89 90.12 89.24 88.48
Noninterest-bearing Deposits/ Deposits 24.43 22.10 22.02 23.17
Interest-bearing Deposits/ Deposits 75.57 77.90 77.98 76.83
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.